Who can get Medicare? Anyone who is 65 in America, even permanent residents who have lived here at least 5 years. People who have qualified for 24 months of Social Security disability also become eligible. For people aging into Medicare at 65, it doesn’t matter if you are taking Social Security benefits yet.
Once you’ve confirmed you qualify for Medicare, we recommend starting with the basics. People get confused when jump right into figuring out Medigap plans and Medicare Advantage plans before they even understand how their Original Medicare benefits work. At Life Security Agency we show you not only understand Original Medicare but also show you how the additional Medicare plans can help you fill in all the gaps for your specific needs and situations.
The Parts of Medicare
When you reach 65 you are now faced with a new health insurance option: You are now eligible for Medicare. Contrary to what many think, Medicare isn't free and there are a variety of options available to meet your specific needs. Medicare is actually broken up into 4 parts:
Medicare Part A: Part A covers hospital care, skilled nursing, hospice and some home health care.
Medicare Part B: Part B covers doctor visits, preventive care, outpatient care and hospitals, and some home health care.
Medicare Part C: Part C is also known as a Medicare Advantage plan. These are Medicare health plans offered by private companies that contract with Medicare to provide you with all your Part A and Part B benefits.
Medicare Part D: Part D covers prescription drug plans.
There are also Medicare Supplement plans available to help fill in areas that Medicare plans may not cover.
There is a lot involved in Medicare and it confuses many people. Let us help take the confusion out.